Keep your business moving without limits
BizKredit provides flexible financing for micro, small, and medium-sized enterprises (MSMEs).
Financing offer
₦850,000
Inventory and working capital · 9 months
Approved amount
Disbursed on acceptance
₦850,000
Repayment
Auto-debit enabled
₦24,500/wk
Financing for real business needs
BizKredit gives you the capital to restock inventory, manage cash flow, and pursue new growth opportunities.
Working capital
Cover day-to-day operations and keep your business running smoothly.
Inventory restocking
Get funds to purchase stock and meet growing demands in your business.
Business expansion
Access financing to grow into new markets, open new locations, or scale operations.
Track payments
On track4 of 6 payments completed
Next payment due in May
Built for business owners, not just balance sheets.
Our approach goes beyond traditional lending. We use real business data and financial behavior to assess your eligibility, giving more businesses a fair chance to access the capital they need.
- Data-driven underwriting
- No heavy collateral requirements
- Flexible financing structures
- Clear and transparent terms
- Support for formal and informal businesses
Get funding in a few simple steps
A straightforward process designed to get you from application to funding, faster.
- 1
Apply
Tell us about your business and funding needs.
- 2
We assess
We assess your business and finances using data.
- 3
Get approved
Receive a financing offer with clear terms.
- 4
Receive funds
Get funds and use them to grow your business.
What you may need to apply
The assessment may consider your identity, business activity, financial capacity, and repayment ability.
- Valid personal identification
- Core business information
- Evidence that the business is active
- Revenue or cash-flow information
- Details about the intended use of funds
- Bank or payment information
- Other information required for verification and assessment
Ready to keep your business moving?
Apply for BizKredit financing designed around eligible working-capital, inventory, operating, asset, and growth needs.
Common questions about BizKredit
BizKredit is a business-financing solution that helps eligible entrepreneurs and SMEs access structured financing for working capital, inventory, operating expenses, business assets, and growth.
BizKredit is designed for micro, small, and medium-sized enterprises (MSMEs), including both formal and informal businesses. All applications are subject to assessment, approval, and terms.
Yes. BizKredit supports businesses in the informal economy that may not have extensive financial records, audited accounts or traditional collateral. We look at real business activity, revenue and cash flow.
You can use BizKredit for working capital, inventory restocking, operating expenses, business assets and growth, such as expanding into new markets, opening new locations or scaling operations.
You may need valid personal identification, core business information, evidence that the business is active, revenue or cash-flow information, details about the intended use of funds, bank or payment information, and any other information required for verification and assessment.
We use data-driven underwriting. The assessment may consider your identity, business activity, financial capacity, and repayment ability, using real business data rather than relying solely on traditional collateral.
Our solutions are built to help borrowers succeed, build a stronger credit history, and achieve long-term financial resilience. Repaying on schedule helps you build a positive track record with us.